Reader Question – Sampling Music

Another question from a reader:

I was looking to see if you had ever covered the topic of using someone else’s music recording incorporated into one’s own different music recording. Not exactly sampling, but using a whole work. The song I’m thinking of is a public domain piece, but the recording is not. I didn’t see it in the many things you have covered, so thought I’d ask. Thanks so much for any knowledge you might have to share!!

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Friday Tidbits – 02-22-13

In addition to the formal articles I post here, I also have a What Betty Knows Facebook Page where I sometimes post quick tips that don’t warrant writing an entire blog entry. So occasionally I will round those up and post here for future reference:

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Don’t Use A Debit Card As A Credit Card

If you have a debit (aka “ATM”) card associated with your checking account chances are that it sports a MasterCard or Visa logo. You may use it to pay for purchases as if it is a credit card when the merchant does not use a debit keypad for entering your PIN to authenticate the transaction. You may also use it for most other transactions that require a credit card online.

This is very convenient, especially if you only want to spend real money in your checking account rather than accumulate debt on a credit card. But there’s a very good reason NOT to use your debit card as a credit card.

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Math Tip For Your Holiday Discount Shopping

Don’t make this mistake when shopping:

Twitter exchange with AFP re calculating sale prices

In other words, a percentage discount on an already-discounted item is not additive. Another example:

– A leather coat’s original retail price is $400

– The store has marked it as being 25% off: 25% of $400 = $100, so the price is now $300

– The store gives you a coupon/code good for 25% off one purchase

– Do you now get 50% off the coat’s original $400 price? No! Unless the offer specifically states the % off is off of the original price, it is calculated on the current purchasing price.

– So NOT 50% of $400 = $200

– But:

  •  25% of $400 = $100, so current price = $300
  • 25% of $300 = $75, so your price with coupon = $225