Quick Tip: Personal Safety Website Notifies Your Contacts

When I’m going to meet up with a potential new musical partner, buy something from a Craigslist ad, or go anywhere unfamiliar and non-public alone, I usually tell my partner or a friend the who/what/where/when and ask them to follow up if I don’t contact them to say it’s cool. Hopefully you do the same.

Now there’s a free way to do this without requiring as much pre-planning (or the risk of forgetting to tell your friend it’s okay and they wonder if they should call the police!):

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Tips During A Disaster

All of us in or near Boston are still shaken by the horrible bombing at the Marathon this week. It’s unfortunately true that you cannot predict when participating in a normal public activity will suddenly turn into an emergency – though short of being in a location of overt civil or political unrest the actual chances of it happening to you are far less than the incessant media coverage makes you think.

But if you do find yourself caught up in a dangerous public emergency, here are some things to keep in mind:

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Don’t Use A Debit Card As A Credit Card

If you have a debit (aka “ATM”) card associated with your checking account chances are that it sports a MasterCard or Visa logo. You may use it to pay for purchases as if it is a credit card when the merchant does not use a debit keypad for entering your PIN to authenticate the transaction. You may also use it for most other transactions that require a credit card online.

This is very convenient, especially if you only want to spend real money in your checking account rather than accumulate debt on a credit card. But there’s a very good reason NOT to use your debit card as a credit card.

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